Find all your information here!
Here you can find all the documentation and detailed descriptions pertaining to all of your benefits. This will provide you with information on what is offered, how much you can elect, what you qualify for and who can be covered. If you have any questions about these plans you can reach out to us through our contact page!
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How to Enroll
Medical
Medical
Medical Insurance provides essential coverage for healthcare expenses, helping to safeguard your financial well-being. It covers a range of medical services, ensuring access to necessary care when you need it.
• Covers a variety of healthcare services, including doctor visits, hospital stays, and preventive care
• Helps protect against high medical costs and unexpected expenses
• Typically includes options for both individual and family coverage
Dental
Dental
Dental Insurance offers coverage for a range of dental care services, helping to maintain your oral health and manage dental expenses. This insurance ensures access to essential treatments and preventive care.
• Covers a variety of dental services, including routine check-ups, cleanings, and procedures
• Helps reduce out-of-pocket costs for dental care
• Typically includes options for individual or family plans
Vision
Vision
Vision Insurance provides coverage for eye care services, helping to maintain your eye health and manage vision-related expenses. This insurance ensures access to essential eye examinations and corrective treatments.
• Covers a variety of eye care services, including annual exams, glasses, and contact lenses
• Helps reduce out-of-pocket costs for vision care
• Typically includes options for individual and family coverage
Critical Illness
Critical Illness
Critical illness refers to a severe and often life-threatening medical condition, such as cancer, heart attack, or stroke, that typically requires intensive treatment and can significantly impact a person's quality of life. Critical illness insurance provides financial support to help cover medical expenses and other costs associated with these serious health issues.
• Includes major illnesses like cancer, heart attack, stroke
• Benefits are generally tax-free
• Lump sum payment if diagnosed with a covered serious illness
Accident
Accident
Accident insurance offers financial assistance for injuries resulting from accidents. It helps cover medical costs, hospital stays, and sometimes provides income if you’re unable to work due to the accident.
• Provides financial support for injuries sustained in an accident
• Includes medical expenses, hospital stays, and sometimes disability benefits
• Usually available to individuals regardless of health status
Term Life Insurance
Life Insurance
Life insurance provides financial protection to your loved ones by paying a lump sum benefit upon your death. It helps cover expenses and ensures financial stability for your beneficiaries.
• Guaranteed Death Benefit to age 120
• Long Term Care Benefit for up to 3 times the Death Benefit
• Guarantee Issue for Employees
Hospital Indemnity
Hospital Indemnity
Hospital indemnity insurance offers a cash benefit for each day you’re hospitalized, helping to cover costs and expenses beyond what regular health insurance may pay. It provides extra financial support during hospital stays.
• Provides a fixed cash benefit for each day you’re hospitalized
• Helps cover hospital bills, deductibles, and other expenses not covered by health insurance
• A set daily or lump sum payment for each day of hospitalization
Short Term Disability
Short Term Disability
Short Term Disability insurance provides temporary income replacement if you are unable to work due to a short-term illness or injury. This coverage helps ensure your financial stability during recovery by offering a portion of your income for a limited time.
• Offers income replacement for those unable to work due to short-term illness or injury
• Generally covers a defined period, often from a few weeks up to six months
• Typically pays a percentage of your pre-disability income
Long Term Disability
Long Term Disability
Long Term Disability insurance provides essential income replacement if you are unable to work due to an illness or injury. This coverage helps maintain your financial stability during your recovery by replacing a portion of your income.
• Offers income replacement for those unable to work due to illness or injury
• Covers both partial and total disabilities, depending on your policy
• Typically pays a percentage of your pre-disability income