products
Permanent Life with Long Term Care
• Guaranteed Death Benefit to age 120
• Long Term Care Benefit for up to 3 times the Death Benefit
• Guarantee Issue for Employees
Critical Illness
• Lump sum benefit directly to the employee upon the initial diagnosis of such critical illnesses as; cancer, heart attack, stroke, major organ transplant, and end stage renal failure
• Benefits are paid regardless of any other insurance coverage
Accident
• Covers a wide range of injuries
• Benefits are designed to pay directly to the employee to help pay for high out-of-pocket costs that may not be covered by traditional medical insurance
• Available for On & Off the job accidents, or off the job only accidents
TBS Lifestyle Advantage Discount Program*
*TBS Proprietary Product
• Telemedicine
• ID Theft
• Legal
• Roadside Assistance
Group Life & Disability
• Short Term Disability
• Long Term Disability
• Group Life
